Cultural Diversity Resources

Presenters: Experts from CDR, Alerus Bank, United Savings Credit Union, and Edwards Jones.
Dates and Topics:
August 28- Introduction, orientation, pre-assessment of current knowledge, needs versus wants, budgeting and tracking.
September 11- Credit control, create a good credit score, reduce debts and obtain free credit report.
September 25- Savings and use of Excel spreadsheets, demo and template. Create emergency fund.
October 9- Understand basic investing (stocks, bond, money markets) and diversifying investments. Starting Individual Retirement Accounts (IRAs, 401(k), Roth IRA, etc. and financial planners.
October 23- Getting the best insurance on life, disability, health and banking. Overview of financial literacy.
November 6- Post assessment of knowledge and skills from financial classes. Celebration!